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CP Investment Help CenterFrequently Asked Questions
Answered by Ali Jaffery

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I have saved about US$25,000 for my higher studies which I want to  undertake from end year 2002. Any suggestions what I can do with this money interms of low risk investment for about 18 months. Currently they are lying with the bank in time deposit. Fareed Ud Din 14th May 01

Do not do anything!.  You will not hear this advise coming form a broker,
but if your time horizon is only 18 months (it could have been 3 years and I
would still give you the same advise), and this is the money for something
important like your studies, I would very highly suggest that you have
already made the best choice.  Keep the money in the bank.

By the way, if the time horizon is 3 years for someone, and they do not mind
"not" making anything, then and only then, I would recommend that they look
at one of the many guaranteed Equity linked products being sold in the
market these days.

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